S. No | Type of Charge | Edgro |
---|---|---|
1 | Application Fees | Nil |
2 | Processing Fees | Up to 2% |
3 | Stamp Duty | As per State law |
4 | NACH Mandate Charge | Nil |
5 | Mandate Rejection Charges | Nil |
6 | Pre-Payment Charges | Up to 4% of Principal Outstanding |
7 | Delay Charges | INR 25/- per day till delay continues (Inclusive of GST) |
8 | Late Payment Interest | Nill (w.e.f. 01/10/2024) |
9 | Bounce Charge (Per Instance) | INR 350/- (w.e.f. 01/10/2024) |
10 | Cooling off Period | 15 Days |
11 | Duplicate NOC | INR 200/- per instance |
12 | Cersai Fees (Per collateral) | NA |
13 | Document Retrieval / Maintenance Charges | NA |
14 | Cheque/ECS Swap Charges | Nil |
15 | Repayment Mandate pickup charges (per visit) | Nil |
16 | Collection Pickup Charges | Nil |
Note: In Karnataka, the minimum amount of stamp duty that a buyer has to pay is ₹500. This is in accordance with Article 6 of the Karnataka Stamp Act, which states that a stamp duty of 0.1% is charged for a loan agreement.
Edgro Finance Private Limited, No.1613 and 1614, 7th Cross, 19th Main, 1st Sector, HSR Layout, Bangalore – 560 102
Email Address: info@edgrofin.com
Corporate Identity Number (CIN). – U65929KA2022PTC160962
Phone Number: 7669571400
Weekly holiday and working hours: 2nd Saturday and all Sundays and 48 hours per week
EDGRO Finance Private Limited (“Company”) is a Non-Banking Financial Company (“NBFC”) registered with the Reserve Bank of India under the Section 45-IA of the Reserve Bank of India Act, 1934. In this regard, we request you to please note the following disclosure/ disclaimer:a) Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of any liability by the Company.b) Neither there is any provision in law to keep, nor does the Company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the Company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the Company.